CONDITIONS
Must be a Member of the society. Share Money and Compulsory Deposit (CD) shall be min.
10 % each deposited into the account of the member.
2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)
LOAN TENURE & CHARGES
Loan Tenure will be max. of 36 months (3 year) Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
Processing Charges (2%)
DOCUMENTS REQUIRED
Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)
Address Proof (Water/Electricity bill, Compulsory)
Income Proof (3 years ITR, Salary Slip, Affidavit)
2 A/c Payee Cheques (CTS Cheques)
2 Latest Passport Size Photo.
Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory)
Welcome to Jai Dhan Mahalakshmi Co-operative (Urban) Thrift & Credit Society Ltd. a trusted financial institution dedicated to serving the community with integrity and excellence. Registered under the Delhi Co-operative Societies Act, 2003, and officially recognized by the Office of the Registrar Co-operative Societies, Government of NCT of Delhi, we are committed to providing reliable thrift and credit services to our members.